Advantage Checking
Get the advantage you deserve and the benefits you want. Put your balance to work this account pays 3.00% APY*.
Features
- No minimum balance requirement
- ATM fee refunds up to $25 per statement cycle*
- Free Digital Banking
- Free Mobile Banking & Mobile Deposit
- Free Visa Debit Card
- Free eStatements
- Free online and mobile Bill Pay
- Free eAlerts
- Free Telephone Banking
- Free Apple Pay, Samsung Pay & Android Pay
- Surcharge-free SURF Network ATM access
- Nationwide Shared Branching
*Annual Percentage Yield (APY) 3.00% APY earned on balances up to and including $15,000 for each qualification cycle that requirements are met. Balances over $15,000 earn 0.05% APY. If qualifications requirements are not met, the APY on all balances will be 0.05% and normal ATM fees will apply. Rates are subject to change. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts, including ATM and one-time debit card transactions if you authorize us to. If your account qualifies for Member Privilege, we will notify you when your $300.00 limit is available. To qualify your account; has been open for 30 days, is in good standing, and any outstanding overdrafts need to be repaid in 30 days. You will be charged $30.00 each time we pay an overdraft.
Qualifications
- Make at least ten (10) purchases with Visa Debit Card linked to checking that post and settle to your account (ATM Transactions don't Count)
- Make at least one (1) direct deposit or ACH debit that posts and settles to your Advantage Checking account
- Sign up and continue to receive eStatements
- Establish and log into digital banking (Mobile or Web Based) at least once per month during the qualification cycle.
Qualification Cycle for 2024
All month's qualification cycles will start on the first and end on the last day of the month (Examples Jan 1-31 or Feb 1-29)
Posting of the Rewards will be on the last calendar day of Month around 8PM (Weekends and holidays are included)
- January 1st - 31st
- February 1st - 29th
- March 1st - 31st
- April 1st - 30th
- May 1st - 31st
- June 1st - 30th
- July 1st - 31st
- August 1st - 31st
- September 1st - 30th
- October 1st - 31st
- November 1st - 30th
- December 1st - 31st
*Annual Percentage Yield (APY) 3.00% APY earned on balances up to and including $15,000 for each qualification cycle that requirements are met. Balances over $15,000 earn 0.05% APY. If the qualifications requirements are not met, the APY on all balances will be 0.05% and normal ATM fees will apply. Rates are subject to change. Please review the full terms and conditions for this account in the Membership Agreement and Disclosure. Member Privilege is an optional service where we cover your accidental overdrafts. At our discretion, we will pay your overdrafts including ATM and one-time debit card transactions if you authorize us to. If your account qualifies for Member Privilege we will notify you when your $300.00 limit is available. To qualify your account; has been open for 6 months, is in good standing, and any outstanding overdrafts need to repaid in 30 days. You will be charged $30.00 each time we pay an overdraft. Please review the Member Privilege disclosure for more information.