Compare Checking Accounts

Checking Account Options

Redefine Your Banking Experience

With our exceptional suite of checking accounts designed to match your lifestyle. Whether you’re after high-interest earnings, cashback rewards, or a reliable everyday account, we have the perfect option for you along with all the features you expect.

  • Maine Advantage - Earn interest of 3.50% APY each month on balances up to $15,000 and up to $25 in ATM fee refunds.*
  • Rewards Plus - Get rewarded for just being you! You get up to $30 in cash back each month* as well as up to $25 in ATM fee refunds.**
  • Everyday Account - A no-frills account for people who just want to bank and keep track of their money and expenses.

Choose the account that transforms your banking experience.

Your Checking Account, Redefined

Everyday Account

Rewards Plus

Maine Advantage Account

Monthly Fee

$0$0$0

Minimum Balance

$0$0$0

Cash Back Rewards

Up to $30 per month**

ATM Fee Refunds

Up to $25 per month**Up to $25 per month*

Earns Interest

3.50% on balances up to $15,000*

Free Checks

Once per year

Mobile/Online Banking

YesYesYes

Free Access to ATMs

Yes, through SURF networkYes, through SURF networkYes, through SURF network

Shared Branching

Yes, NationwideYes, NationwideYes, Nationwide

Mobile Wallet

Yes, with debit cardYes, with debit cardYes, with debit card

Credit Score

YesYesYes

Financial Management Tools

YesYesYes

Bill Pay

YesYesYes

Qualifications

10 debit card transactions per month15 debit card transactions per month
$500 average daily balance each month

Federally insured by NCUA. Full account terms can be found in our Membership Agreement and Disclosure. *APY=Annual Percentage Yield. To obtain dividends and ATM Fee Refunds, certain qualification requirements must be met. 3.50% APY earned on balances up to and including $15,000 for each qualification cycle that requirements are met. Balances over $15,000 earn 0.05% APY. If qualification requirements are met, dividends and ATM Fee Refunds will be posted on the last day of the month. If the qualification requirements are not met, all balances will earn 0.05% APY and normal ATM fees will apply. Fees may reduce earnings. Account must be in good standing. Account terms and conditions, including dividend rate, may change. Rates current as of the date of this issue. Subject to membership eligibility requirements. **To obtain Cash Back and ATM Fee Refunds, certain qualification requirements must be met. If qualifications are met, rewards will be paid on the last day of the month. If qualifications are not met, normal ATM fees will apply. Account must be in good standing. Account terms and conditions may change. Subject to membership eligibility requirements.