Mortgage Rates
Portfolio Mortgages - Serviced by Maine State Credit Union
Effective Date: Saturday, December 21, 2024
Conventional Fixed* Points | 30 Years
Rate |
APR* | 20 Years
Rate |
APR* | 15 Years
Rate |
APR* | 10 Years
Rate |
APR* |
|---|---|---|---|---|---|---|---|---|
| 0 | 6.875 % | 6.948 % | 6.625 % | 6.720 % | 6.500 % | 6.618 % | 6.250 % | 6.415 % |
| 1 | 6.625 % | 6.793 % | 6.375 % | 6.594 % | 6.250 % | 6.523 % | 6.000 % | 6.384 % |
*APR = Annual Percentage Rate. Rates are subject to change at any time. Terms and conditions apply. Extension of credit is
subject to underwriting and credit approval. Maine State Credit Union is an Equal Opportunity Housing lender.
1-4 Family Owner Occupied Properties Only
*APR based on $100000 loan amount and a $125,000 sale price/appraised value, plus additional fees
**APR based on $50000 loan amount, plus additional fees
Manufactured Homes
Effective Date: Saturday, December 21, 2024
| Mobile Homes | Term | Rate as low as | APR* |
|---|---|---|---|
| Double Wide | 30 | 7.375 % | 7.450 % |
| 20 | 7.125 % | 7.221 % | |
| 15 | 7.000 % | 7.119 % | |
| 10 | 6.750 % | 6.916 % | |
| Single Wide | 30 | 7.375 % | 7.450 % |
| 20 | 7.125 % | 7.221 % | |
| 15 | 7.000 % | 7.119 % | |
| 10 | 6.750 % | 6.916 % |
Land Loans
Effective Date: Saturday, December 21, 2024
| Term | Rate as low as | APR* |
|---|---|---|
| 20 Year | 8.125 % | 8.421 % |
| 15 Year | 8.000 % | 8.362 % |
| 10 Year | 7.750 % | 8.250 % |
*APR = Annual Percentage Rate. Rates are subject to change at any time. Terms and conditions apply. Extension of credit is
subject to underwriting and credit approval. Maine State Credit Union is an Equal Opportunity Housing lender.
1-4 Family Owner Occupied Properties Only
*APR based on $100000 loan amount and a $125,000 sale price/appraised value, plus additional fees
**APR based on $50000 loan amount, plus additional fees
Secondary Market Mortgages - Serviced by CUSO Home Lending
Effective Date: Saturday, December 21, 2024
| Conventional Fixed* | 30 Year
Rate |
APR* | 20 Year
Rate |
APR* | 15 Year
Rate |
APR* | 10 Year
Rate |
APR* |
|---|---|---|---|---|---|---|---|---|
| Rates as low as | 7.125 % | 7.253 % | 6.750 % | 6.914 % | 6.875 % | 7.080 % | 6.750 % | 7.037 % |
*APR = Annual Percentage Rate. Rates are subject to change at any time. Terms and conditions apply. Extension of credit is
subject to underwriting and credit approval. Maine State Credit Union is an Equal Opportunity Housing lender.
1-4 Family Owner Occupied Properties Only
*APR based on $100000 loan amount and a $125,000 sale price/appraised value, plus additional fees
**APR based on $50000 loan amount, plus additional fees
Fixed Rate Home Equity Loans
Effective Date: Saturday, December 21, 2024
| Second Position Lien * | 60 Months
Rate |
APR | 120 Months
Rate |
APR | 180 Months
Rate |
APR |
|---|---|---|---|---|---|---|
| Rates as low as | 6.50 % | 6.51 % | 6.75 % | 6.76 % | 7.25% | 7.26 % |
1-4 family owner occupied properties only
APR* = Annual Percentage Rate Rate are subject to change at any time. Terms and conditions apply. Extension of credit is subject to underwriting and credit approval. Maine State Credit Union is an Equal Opportunity House lender
** = APR Based on $150,00 loan amount, plus additional fees
Land loans* = APR based on $50,000 loan amount, plus additional fees
Rate is based on the Prime Rate available in the Wall Street Journal
Interest Only Or Principal & Interest Repayment options available.