Credit Cards

With a Visa® Credit Card in your wallet, you'll have purchasing power ready when you need it. Check out our card options and find related resources.

MSCU Rewards

VISA Credit Card Rewards Platform

View & Redeem Your Points Check out the Reward Catalog

Features

Every dollar spent equals one reward point. Use your rewards for:

Travel Rewards: Use your points to head for the sun, surf, slopes, or your favorite city streets.
Gift Certificates & Gift Cards: Choose among restaurants, travel and leisure, gas cards, and more.
Cash Back: Receive cash back to apply towards your credit card balance or deposit into your account.

Enrollment

All users will need to enroll in the MSCU Rewards site to select their rewards as well as see their points balance. It is a simple 5-step process. For instructions, please click here

VISA Classic

If you're looking to boost your financial flexibility, a Visa® Classic credit card is a simple solution. As a cardholder, you'll earn points for qualifying purchases and never have to worry about paying an annual fee.

Need additional help? Call 800-540-8707 to speak with a Card Services representative.

Apply Here View Rates

Features

¹ Annual Percentage Rate. Please see our Rates for payment per $1000.

² You will be assessed a foreign transaction fee by Visa. This is 1% for currency conversions, 1.0% for non-currency conversions, 0.15% plus $0.50 ATM surcharge

Resources

Here are helpful tools you need when using your Maine Credit Union VISA credit card

Limit Increase

Important Numbers to call

Transactions declined - 800-547-2429
24 Hours lost or stolen - 888-297-3416
Local assistance from Maine State Credit Union - 800-540-8707
Card Activation/PIN - 800-290-7893
Fraud Center - 800-237-8990

VISA Gold

If you're looking for a card with a higher spending limit, a Visa® Gold credit card will give the freedom, reliability, and convenience you want.

Need additional help? Call 800-540-8707 to speak with a Card Services representative.

Apply Here View Rates

Features

¹ Annual Percentage Rate. Please see our Rates for payment per $1000.

² You will be assessed a foreign transaction fee by Visa. This is 1% for currency conversions, 1.0% for non-currency conversions, 0.15% plus $0.50 ATM surcharge

Resources

Here are helpful tools you need when using your Maine Credit Union VISA credit card

Limit Increase

Important Numbers to call

Transactions declined - 800-547-2429
24 Hours lost or stolen - 888-297-3416
Local assistance from Maine State Credit Union - 800-540-8707
Card Activation/PIN - 800-290-7893
Fraud Center - 800-237-8990

Credit Bureaus

Request a copy of your credit report, report fraud or inaccuracies, place a security freeze on your credit file or learn more about your credit by contacting these agencies.