Rates

Deposit Rates

Traditional & Roth IRAs, Coverdell ESA, and Share Certificates

Account Type	Term	Min. Balance	Penalty	Dividend Rate	APY *
Traditional & Roth IRA, Coverdell ESA, and Share Certificates	6 Mos.	$500	90 days	0.747%	0.75%*
	1 year	$500	90 days	0.995%	1.00%*
	2 year	$500	90 days	1.50%	1.51%*
	3 year	$500	180 days	2.325%	2.35%*
	4 year	$500	180 days	2.765%	2.80%*
	5 year	$500	180 days	3.45%	3.50%*
* Annual Percentage Yield. The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. An early withdrawal will reduce earnings. A penalty may be imposed for an early withdrawal. Rates are subject to change without notice. Certificate rates quoted are fixed for the term of the account. Certificates renew at the end of the quoted term with no grace period.  Return to top