RatesDeposit RatesShare, Club & Money Market RatesRates effective May 14, 2013| Account Type | Term | Min. Balance | Penalty | Dividend Rate | APY * | | | Share Draft (Checking) | N/A | N/A | -- | 0% | 0%* |  | | | Advantage Checking | N/A | | | 1.50% | 1.50%* | | | | Club | N/A | N/A | -- | .10% | .10%* |  | | | Shares | N/A | $25.00 | -- | .10% | .10%* |  | | | IRAs | -- | N/A | -- | .30% | .30%* |  | | | Money Market Accounts | | $2,000 to $25,000 | -- | .15% | .15%* |  | | | | | $25,001 to $50,000 | -- | .20% | .20%* |  | | | | | $50,001 to $100,000 | -- | .30% | .30%* |  | | | | | $100,001 and over | -- | .40% | .40%* |  | | * Annual Percentage Yield. The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. An early withdrawal will reduce earnings. A penalty may be imposed for an early withdrawal. Rates are subject to change without notice.
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